Best Medicare supplement plans in CT

When thinking about the which is the best Medicare supplement plans in CT, here are some things you should know.

• Supplements from private insurance carriers cover some or all of the gaps left from original Medicare.
• There are many choices when it comes to carriers and plan types. Which is right for you?
• Supplements give you the freedom to see any doctors participating in Medicare
• You need to add a prescription drug plan (PDP) to cover the costs of prescription drug costs.
• Supplement plans/Medigap do not cover dental, vision and hearing

Best Medicare supplement plans in CT: Plan types

Supplements are a good option for some looking for the freedom of not having any network restrictions. People who do a lot of traveling or live in different locations may be more likely to opt for a supplement plan.  If you are someone who expects to have higher costs for medical services, you too may benefit from having a supplement. Some plans are no longer available to people aging into Medicare but have been grandfathered in for those already enrolled into that specific plan.  For more information on this you can see my post compare Medicare plans CT

Best Medicare supplement plans CT: costs

Typically, the cost of supplements is greater than what you will get from an Advantage plan.  The rates vary dependent on both plan type and carrier.

Best Medicare supplement plans CT: which is right for me?

When deciding which Medicare plan is right for you, consider your known expenses when you can. If you know you will have an expensive year medically it would prob make sense to have a plan that will cover more.  If you are generally healthy and only see doctors for checkups, it may not make sense to guarantee a higher cost of premium and not take advantage of it.  When researching what plan is best you can go it alone, but I would strongly advise doing the work with a licensed Medicare broker. No cost, no obligation advice is a click away.