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What is the difference between Part A and Part B of Medicare

Senior Health and Life

What is the difference between Part A and Part B of Medicare?

In order to help your clients choose the best healthcare coverage for their needs, you need to understand the coverage they already have: Medicare. There are four parts to Medicare.  Medicare Part A and Medicare Part B are provided by Medicare.  Those two parts make up the original federal health program.  Part A and B are referred to as Original Medicare.  Remember, Medicare is a US government entity.   Part C and Part D are purchased from private insurance carriers.

 

Medicare Part A is hospital insurance.  As hospital insurance,  Part A generally covers the following.

 

Medicare Part B is medical insurance.  As medical insurance, Part B generally covers the following.

This is not a complete list of the medical services covered by Medicare Part B.  However, it is a starting point to help your clients understand where their gaps in coverage are and how to choose supplemental insurance to address those gaps.

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