Medicare Insurance Hartford County

2022 has been an exciting year for Medicare Insurance Hartford County.  In addition to all the Carriers. Recent newcomer, CarePartners of CT achieving 4.5-star rating and boasting a built with local doctors' network, teamwork between your doctors and health plan with doctors taking the lead in your care. Big name Humana just joined in 2022 and is only offering plans in Hartford County.  Hartford County is a very competitive market with 76 total plan options including MA, Med Sup, and PDP plans.  While this can add to confusion having so many options, when working with a Medicare broker who knows the ins and outs you are sure to maximize benefits to meet your unique circumstances.

Medicare Insurance Hartford County: Available carriers

• Aetna/Silver Script
• Anthem
• Care Partners of CT
• Connecticare
• Cigna *Supplement only. Advantage only offered in New Haven County 2022
• Humana *Hartford County only Advantage
• UnitedHealthcare/AARP
• WellCare

Medicare Insurance Hartford County: How to decide?

When deciding what plan options are the best you have some options to get your info and answers.

• Medicare.gov look up and compare plans and list your doctor preferences and Medication's to get your list of options and estimated costs. This can be done by you or a loved one you trust and should be done yearly to optimize your Medicare benefits.

• Broker assistance. Senior Health and Life, we pride ourselves in using a consultative approach that gives you all the information you require without ever feeling rushed. The focus here is getting to know you and how you prefer to use your healthcare. There is no additional cost to use a broker and yearly reviews will be performed by your broker to be sure your solutions are always optimized.

• Wait to be solicited. This may sound like a joke but it's not.  If you have been enrolled in Medicare for some time you have come to expect countless calls from all over asking you to switch your Medicare plan. Having a local broker is a good reason for them to take you off their call list and there are other ways to deter but prob not 100%

• Pick Based on Name. Believe it or not I have met with many people that just picked their first plan on name recognition. Of course, sometimes previous positive experience also fuels this. You may do ok, but chances are about 80% that you could do better when properly researched and with the help of a broker